Free Expert Financial Advice to Help You Buy Your First Home

Owning your first home doesn’t have to be out of reach.

At Matthew Douglas Ltd, we believe expert financial advice should be available to everyone — not just the wealthy. That’s why we’ve launched Thrive by 35: a completely free, no-strings-attached support programme for anyone under 35 who’s dreaming of getting on the property ladder.

Why Are We Doing This

The numbers speak for themselves — young people today face unprecedented challenges in becoming homeowners. Back in 2000, 59% of under-35s owned property. Today, that figure has dropped to just 39%. At the same time, average house prices have risen by 244%.

Under-35s property owners

2000 vs 20251

2000

2025

Who It’s For

✅ Aged 18–34

✅ Living in the UK

✅ Looking to buy your first home (but haven’t yet)

If buying your first home feels out of reach, this programme is designed with you in mind.

What’s Included (and What’s Not)

What’s Included:

  • Free financial advice specifically geared towards buying a home
  • Guidance on relevant investment options:
  • ISAs (Individual Savings Accounts)
  • LISAs (Lifetime ISAs)
  • Unit Trusts
  • Education and support with:
  • Budgeting
  • Managing expenses
  • Lessons on becoming mortgage ready, including:
  • Understanding credit scores
  • Learning about the costs involved
  • Step-by-step breakdown of the home-buying process

What’s Not Included:

  • Mortgage application meeting
  • Advice or investments unrelated to buying a house (e.g., pensions, protection policies)
  • Legal fees or legal support for the property purchase
  • Survey fee
  • Arrangement costs

We’ll give you the tools, clarity and confidence to move closer to owning your first home.

Why Choose Us?

✅Voted Best Financial Advice Firm in the East of England (Citywire, 2024)

✅Trusted independent advisers — not tied to banks or third parties

✅Family-run, people-first approach

We’ve helped hundreds of clients make smart, confident financial decisions. Now we’re here for the next generation.

“We’re doing all of this for free, with no expectations — we just want to help young people achieve their homeowner goals.”

— Matthew Pescott Frost, Director of Matthew Douglas Ltd

Ready to Take the First Step?

Choose the option that works best for you:

Our secure online system will guide you through a quick fact find — a step-by-step questionnaire that gathers everything we need to understand your financial position and goals.

What to expect:

  • Takes around 10–15 minutes
  • Includes questions about your income, spending, savings, and goals
  • All information is securely stored in our system
  • Once complete, one of our advisers will review your details and reach out with tailored next steps

Start Now

Prefer to chat first or need more information before getting started? No problem — just fill out the form below and Matthew will contact you shortly.

    "*" indicates required fields

    Full Name*